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Terms and Conditions

Last Updated: June 22, 2025

1. Introduction

These Terms and Conditions govern your use of the LumaLedger website and accounting services. By accessing our website or using our services, you agree to be bound by these Terms and Conditions.

2. Definitions

  • "Company" refers to LumaLedger, located at 77 Ocean Breeze Ave, Durban, 4001, South Africa.
  • "Service" refers to the accounting services provided by LumaLedger.
  • "Website" refers to LumaLedger's website, accessible at intelyxeltorip.sbs.
  • "You" refers to the individual accessing the Website or using the Service.

3. Service Description

LumaLedger provides accounting services including bookkeeping, payroll management, and tax compliance. The specific services to be rendered will be detailed in a separate agreement between You and the Company.

4. User Obligations

When using our Service, you agree to:

  • Provide accurate and complete information
  • Maintain the confidentiality of your account information
  • Notify us immediately of any unauthorized use of your account
  • Use the Service only for lawful purposes
  • Not interfere with or disrupt the Service or servers

5. Fees and Payment

Fees for our services are specified on our website or in a separate agreement. Payment terms, methods, and conditions will be outlined in that agreement. All fees are non-refundable unless otherwise specified.

6. Intellectual Property

The Website and its original content, features, and functionality are owned by LumaLedger and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

7. Limitation of Liability

To the maximum extent permitted by law, LumaLedger shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising out of or related to your use of our Service.

8. Termination

We may terminate or suspend your account and access to our Service immediately, without prior notice or liability, for any reason, including but not limited to a breach of these Terms and Conditions.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of South Africa. Any disputes relating to these Terms shall be subject to the exclusive jurisdiction of the courts of South Africa.

10. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

  • By email: [email protected]
  • By phone: +27 31 912 4459
  • By mail: 77 Ocean Breeze Ave, Durban, 4001, South Africa